Займы без отказа
by Займы на карту и Ави
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🗂️ Finance
Features Займы без отказа
The Payday Loans application without refusal was specially created for the case when you urgently need money, but there is nowhere to borrow.
👉 Be sure to download our app!Here you will definitely get a loan on a card without refusal up to salary on favorable terms in 5 minutes.
The money will be on your bank card today, i.e.
on the day of the loan
💎 The main advantages of the program
★ Favorable microloans on the card without refusal to the population
★ Loans through public services with quick registration and receipt of money.
★ no need to provide certificates and look for guarantors
★ Making a microloan online without leaving home
★ minimum requirements for borrowers
★ issuance of loans with almost no refusalsThe application for microcredits on a card without refusal was created specifically in case you need money.
It will help you quickly borrow the amount you need without going to the bank.
You can borrow money with a normal credit history without current delinquencies.Income must be, although not official⭐ Promotions for the population ⭐ Each MFI that issues online loans to the public very often holds promotions in which it raffles off preferential loan terms, returns part of the loan to the public, and gives a discount of 500 rubles on loan interest.Our application contains the current conditions of the promotions, the validity period of each of the promotions.
The online loan card contains promotional codes that give a discount.Detailed conditions of the promotion are specified on the website of the lender.
Usually, the lender publishes the detailed conditions of the promotion in a special document “Promotion Rules”.
There are dates, who can take part and the essence of the action.Typically, promotions are designed to attract new microcredit clients.About payday loansMicroloans, cash loans or microcredits are consumer loans that are usually provided in small amounts for a short period of time (Payday Loans).The relationship between the recipient of the loan and the lender is regulated by Federal Law 353 "On consumer credit (loan)" dated December 21, 2013 N 353-FZ.
The law can be found herehttp://www.consultant.ru/document/cons_doc_LAW_155986/It is there that it is established what interest rates can be on payday loans, what is the maximum overpayment
💡To receive a microcredit, you must meet the following conditions:- The minimum loan repayment period is 62 days;- The maximum loan repayment period is 365 days;- The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%.
Annual interest for using the Credit - min 1%, max 32%.- The minimum rate for using a loan per day is 0.01%;- The maximum rate for using a loan per day is 1%;- Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount- Other commissions or fees: none- In case of a long delay in payment, information will be transferred to the CBI- Extension of the loan is possible with timely informing the lender and payment of interest for the initial term of the loan, additional fees for extending the loan are not providedAn example of interest rate calculation:- The amount of the body of the loan - 20,000 rubles.- Loan term – 100 days.- Commission for using the loan: 0.08% per day, i.e.
16 rubles per day, or 2.4% per month (averaged for 30 days), i.e.
480 rubles per month- The total amount of the commission for 100 days will be 1600 rubles.- The total amount to be returned, taking into account the loan amount: 21,600 rubles.- FLC - the full cost of the loan (FLC - Full Loan Cost) in percent is 29.2% per annum.Consequences of delay in repayment of the loan:In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Our program provides a full range of financial services: you can choose an MFI, take a loan, extend or repay a loan online in just a couple of minutes from your mobile device.
Secure & Private
Your data is protected with industry-leading security protocols.
24/7 Support
Our dedicated support team is always ready to help you.
Personalization
Customize the app to match your preferences and workflow.
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Available for Android 8.0 and above